Card Service

CARD SERVICE CHARGE SCHEDULE

(VAT excluded)
 
NO.
ITEMS
RATE
1
 Card issuance ( once collected upon receipt of client’s application)
 
 
    Initial issuance
No charge
 
    Re-issuance :
 
 
     -  old card to be exchanged for new card
VND50,000/card
 
     -  no old card submitted
VND70,000/card
 
    Re-issuance due to technical fault
No charge
2
 Annual fee
 
 
   No issuing charge applied
VND30,000/card/year
     Re-issuance due to technical fault
Waived for the first year
VND30,000/card/year - 2nd year onward
3
 Minimum account balance required
VND 0
4
 Deposit into account
 
 
  - From SAIGONBANK’s network
No charge
 
  - From inter-bank system
Per fee schedule applied for inter-bank system
5
 Payment for goods and services
No charge
6
 SAIGONBANK ATM withdrawal
 
 
  - From SAIGONBANK’s network
No charge
 
  - From inter-bank system
Per fee schedule applied for inter-bank system
7
 Cash withdrawal at the counter
 
 
 - Withdrawal within 02 working days since the date of cash deposit into accounts
0.02%/ total amount (min VND10,000, max VND1,000,000)
 
 - Withdrawal upon receipt of funds transfer from other banks on the same working day.
0.02%/ total amount (min VND10,000, max VND1,000,000)
 
 - Others
No charge
8
Transfer at the counter
Per SAIGONBANK’s charge schedule for personal banking
9
ATM transfer ( intra SAIGONBANK’s network )
 
 
  - Transaction done from SAIGONBANK’s network
No charge
 
  - Transaction done from inter-bank network
Per fee schedule applied for inter-bank system plus SAIGONBANK’s fee
10
Overdraft approval admin fee (collected upon overdraft line approval, applicable to overdraft extension or adjustment)
0,3% / overdraft limit approved
11
 Overdraft rate
 
 
     Within 45 days
Per published in certain period
 
     Overdue overdraft interest ( >45 days)
150% of the above interest
12
SMS notice of the account balance
VND5,000/month
13
Certified copy of original documents
Per SAIGONBANK’s charge schedule for personal banking
14
 Detailed statement
Per SAIGONBANK’s charge schedule for personal banking
15
 Statement printed from ATM
VND500
16
 Admin fee for incorrect appealing
VND30,000/time
17
 Re-issuing PIN (no fault of SAIGONBANK)
VND10,000/time
18
 Payroll settlement to SAIGONBANK’s account holders
0,1% /total amount transfer ( max VND1,000,000)  or VND2,000/item
19
 Card transactions on Banknet VN system
 
 
On ATM:
 
 
        - Checking balance
VND500/txn
 
        - Printing statement of the 10 latest transactions
VND1,500/statement
 
        - Internal transfer
VND1,500/txn
 
       - Inter-bank transfer
0.03% /total transfer amount
 
(min VND10,000);
 
Transfer limit: VND50,000,000
 
        - Cash withdrawal
 VND3,000/txn
 
        - Card recovery
VND20,000/card
 
On POS:
 
 
        - Checking balance
VND500/txn
 
        - Payment for goods or services:
 
 
+ Card holder
No charge
 
+ POS card acceptance units
1.0%/txn value
 
        - Return of goods or services
VND1,800
 
 

INTERNATIONAL CARD PAYMENTS THROUGH POS

 
ITEMS
VISA
MasterCard
CUP
Cash payout at the counter (charge on total transaction value to be paid by card holder)
3,64%
3,64%
N/A
Settlement for goods or services (charge on total transaction value to be paid by POS card acceptance units)
2,00%
2,00%
2,00%