ITEMS

RATE

MIN

MAX

1

Opening

No charge

 

 

 

Minimum balance required

 

 

 

 

- VND

VND200,000

 

 

 

- USD

USD50

 

 

 

- Other foreign currency

Not required

 

 

2

Account maintenance (applied when  annual average balance below minimum level)

 

- VND

VND100,000/ year

 

 

 

- USD

USD equivalent to VND100,000/ year

3

Closing account (within 12 months after opening)

 

 

 

- VND

VND20,000

 

 

 

- USD

USD2

 

 

4

Reactivating a closed account

No charge

 

 

I. ACCOUNT

 

 

 

1

CASH

 

 

 

 

1.1

Deposit into account

 

 

 

 

 

In the same province/city where account is opened

No charge

 

 

 

 

In the province/city different from where account is opened

 

 

 

 

 

- of the owner himself only

0.01%

VND10,000

VND300,000

 

 

- of other people

0.02%

VND10,000

VND1,000,000

 

 

- Payment for principal or loan interest

No charge

 

 

 

1.2

Withdrawal from account

 

 

 

 

 

In the same province/city where account is opened

No charge

 

 

 

 

In the province/city different from where account is opened

0.02%

VND10,000

VND1,000,000

 

 

Note:

In case that customers withdraw money in the province, city where accounts are opened within 02 working days since the date of cash deposit into accounts, checking fee shall be applied

 

0.02%

 

VND10,000

 

VND1,000,000

 

 

In case that customers withdraw money in the province, city different from where accounts are opened within 02 working days since the date of cash deposit into accounts, checking fee shall be applied

 

0.03%

 

VND20,000

 

VND1,000,000

2

TRANSFER

 

 

 

 

2.1

Incoming transfer

 

 

 

 

 

Inward remittance

No charge

 

 

 

 

Inward remittance from other banks and cash withdrawal made on the same day

0.02%

VND10,000

VND1,000,000

 

2.2

Within SAIGONBANK’s network

 

 

 

 

 

Between accounts at SAIGONBANK

No charge

 

 

 

 

Beneficiary presenting ID for money receipt

 

 

 

 

 

- In the same province/city

No charge

 

 

 

 

- In different province/city

0.01%

VND10,000

VND500,000

 

 

Note:

In case that customers transfer money within 02 working days since the date of cash deposit into account, checking fee shall be applied

0.02%

VND10,000

VND500,000

 

2.3

Outside SAIGONBANK’s network

 

 

 

 

 

In the same province/city where account is opened

 

 

 

 

 

- Clearing payment

VND10,000/ item

 

 

 

 

- Inter-bank payment

 

 

 

 

 

. item < VND500,000,000

 

 

 

 

 

Documents delivered by 14hrs

VND10,000/ item

 

 

 

 

Express remittance

0.01%

VND20,000

 

 

 

. item ≥ VND500,000,000

0.01%

VND50,000

VND1,000,000

 

 

In the province/city different from where account is opened

0.05%

VND20,000

VND1,000,000

 

 

Note:

In case that customers transfer money within 02 working days since the date of cash deposit into account, checking fee shall be applied

0.02%

VND10,000

VND500,000

 

2.4

Pay out upon recipient list

 

 

 

 

 

Beneficiary’s account at SAIGONBANK

0.05%/ total amt or VND2,000/ person

 

 

Beneficiary’s account at another bank

Applied as B.I.2

 

 

 

 

Beneficiary receives money at another bank

Applied as B.I.2

 

 

 

2.5

Amendment, investigation, cancellation

VND10,000

 

 

II. FOR NON-SAIGONBANK ACCOUNT CUSTOMERS

 

 

 

1

CASH

 

 

 

 

1.1

For remittance within SAIGONBANK’s network to ID receivers

 

 

 

 

- In the same province/city

0.02%

VND10,000

VND500,000

 

 

- In different province/city

0.04%

VND20,000

VND1,000,000

 

1.2

For remittance outside SAIGONBANK’s network

 

 

 

 

 

- In the same province/city

0.04%

VND20,000

VND1,000,000

 

 

- In different provinces/cities

0.07%

VND30,000

VND1,500,000

2

TRANSFER

 

 

 

 

2.1

From SAIGONBANK’s network to ID receivers

No charge

 

 

 

2.2

From other banks to ID receivers

0.03%

VND20,000

VND2,000,000

III.  SAVINGS ACCOUNT

 

 

 

1

Deposit to Savings Account

No charge

 

 

2

Withdrawal from Savings Account

 

 

 

 

At SAIGONBANK's branches in the same province/city where Savings Account is opened

No charge

 

 

 

At SAIGONBANK's branches outside the province/city where Savings Account is opened

 

 

 

 

. Value ≤ VND100,000,000

No charge

 

 

 

. Value > VND100,000,000

0.01%

VND10,000

VND1,000,000

 

Note:

In case that customers withdraw money within 02 working days since the date of cash deposit into account, checking fee shall be applied as follows:

 

- Accounts in VND

0.02%

VND10,000

VND1,000,000

 

- Accounts in foreign currencies

0.15%

USD2 or equivalent

 

1

Issued by SAIGONBANK

 

 

 

 

1.1

Blank cheque

VND10,000/ volume

 

 

1.2

Cheque encashment at SAIGONBANK

 

 

 

 

 

- In the same province/city

No charge

 

 

 

 

- In different province/city

0.02%

VND10,000

VND1,000,000

2

Collection of cheques issued by other local banks

 

 

 

 

Sending customer’s cheque for collection

VND10,000/ cheque

 

3

Handling cheque issued by foreign banks

USD1

 

 

4

Payment for foreign cheque collection

0.2%

USD5

USD100

1

CASH

 

 

 

 

1.1

Deposit

 

 

 

 

 

USD   - notes of USD50 and above

0.15%

USD2

 

 

 

 - notes of USD5, 10, 20

0.30%

USD3

 

 

 

 - notes of USD1, 2

0.50%

USD3

 

 

 

EUR

0.55%

USD5

 

 

 

Other foreign currencies

0.80%

USD5

 

 

 

Traveler’s cheques

1%

USD5

 

 

1.2

Withdrawal

 

 

 

 

 

 - in same currency with the account’s

0.15%

USD2

 

 

 

 - in other currencies

0.20%

USD2

 

2

TRANSFER

 

 

 

 

2.1

Domestic incoming transfer

No charge

 

 

 

2.2

Transfer between accounts of SAIGONBANK’s network

 

 

 

 

 

In the same province/city where account is opened

No charge

 

 

 

 

In the province/city different from where account is opened

USD1/ item

 

 

 

2.3

Transfer to account outside SAIGONBANK network

 

 

 

 

 

In the same province/city where account is opened

USD2/item

 

 

 

 

In the province/city different from where account is opened

0.05%

USD2

USD50

I. INWARD REMITTANCE

 

 

 

1

Non-commercial remittance from overseas Vietnamese

0.05%

USD2

USD50

2

Other remittance

0.05%

USD2

USD100

3

Inward remittance received from local banks

0.03%

USD2

 

4

Remittance refund

USD5

 

 

5

Contact fee (in case customers are non- SAIGONBANK account holders)

USD1

 

 

II. OUTWARD REMITTANCE

 

 

 

1

By Telegraphic Transfer

 

 

 

 

Issuance of payment orders:

 

 

 

 

- Advanced payment

At least 0.2%

USD10

 

 

- Other payments

At least 0.18%

USD10

 

 

-For preferential customers

0.18% - 0.20%

USD10

USD300

 

Amendment of payment order

USD5 + correspondent banks fee (if any)

 

Fees of foreign banks (if remitters agree to pay)

As per correspondent bank’s service charge

 

Cancellation of payment order

USD5

 

 

 

Late document supplementation (as of the time SAIGONBANK issues the first written request)

USD5/week/document

2

By Bankdrafts

 

 

 

 

Issuance of Bankdrafts

0.1%

USD5/ draft

USD100/ draft

 

Cancellation of Bankdrafts

USD5 + correspondent banks fee

I. INTERNATIONAL GUARANTEE

 

 

 

1

Issuance of bank guarantee, standby L/C

VAT not applied

 

 

 

100% deposit

Min 0.04%/ month

USD20

 

 

Below 100% deposit

Min 0.1%/ month

USD50

 

 

Against counter guarantee of a local bank

0.083%/ month

USD20

 

 

Against counter guarantee of a well known foreign bank

2

Amendment of bank guarantee, standby L/C

VAT not applied

 

 

 

- Increase in amount

Same as issuance

 

 

 

- Extension of expiry date

 

 

 

- Others

USD10

 

 

3

Payment of bank guarantee, standby L/C

Min 0.2%

USD20

 

 

-For preferential customer

0.2%

USD20

USD400

4

Cancellation of bank guarantee, standby L/C

USD15

 

 

5

Confirmation of bank guarantee

0.17%/ month

USD50 (VAT not applied)

6

Shipping guarantee

USD50/ bill (VAT not applied)

7

Advising bank guarantee issued by a foreign bank

USD20

 

 

8

Advising bank guarantee amendment

USD10

 

 

9

Verifying the signature on bank guarantee/  bank guarantee amendment as per local customer’s request

USD10

 

 

II. DOMESTIC GUARANTEE

 

 

 

1

Issuance

VAT not applied

 

 

 

100% deposit

0.05%/ month

VND300,000 or USD15

 

 

Below 100% deposit

 

 

 

 

- For deposited amount

0.05%/ month

 

 

 

- For non-deposited amount

 

 

 

 

. Secured by account balance, savings account balance, valuable document issued by SAIGONBANK

0.1%/ month

VND300,000 or USD15

 

 

. Secured by account balance, savings account balance, valuable document issued by other banks or government bond

0.12%/ month

VND350,000 or USD18

 

 

. Secured by real estate

0.14%/ month

VND400,000 or USD20

 

 

. Secured by others assets

0.16%/ month

VND500,000 or USD25

 

 

. No collaterals

0.3%/ month

VND1,000,000 or USD50

 

 

Note:

In case a guarantee is secured by 2 collateral types or more, the highest minimum rates designed for diverse collateral types will be applied.

 

Bilingual guarantee issuance (Vietnamese - English)

Same as issuance + VND150,000

 

Guarantee issuance customized per clients’ request  and approved by SAIGONBANK

Same as issuance + VND200,000

2

Amendment

VAT not applied

 

 

 

Increase in amount, extension of expiry date

Same as issuance

 

Others

VND200,000 or USD15

3

Confirmation to guarantee issued by SAIGONBANK

VND300,000 or USD15 (VAT not applied)

4

Guarantee/ confirmation to a guarantee issued by other institutions

Same as issuance

5

Guarantee cancellation

 

 

 

 

- Due to guarantee expiration

No charge

 

 

 

- As per customer’s request

VND200,000

 

 

6

Commitment letter for credit granting

 

 

 

 

- up to VND10 billion

VND1,000,000

 

 

 

- above VND10 billion up to VND50 billion

VND3,000,000

 

 

 

- above VND50 billion up to VND100 billion

VND5,000,000

 

 

 

- above VND100 billion

VND10,000,000

 

 

I. CURRENCY EXCHANGE

 

 

 

1

Exchange traveler’s cheque

1%

USD2

 

2

Exchange one foreign currency for another

No charge

 

 

3

Exchange of bigger foreign denominations for smaller ones.

No charge

 

 

4

Exchange of smaller foreign denominations for bigger ones.

1%

USD2

 

5

Exchange cash below standards for circulation

 

 

 

 

Deformation due to circulation

No charge

 

 

 

Deformation due to preservation

3.64%

VND2,000

 

II. CHECKING AND COUNTING SERVICE FOR CASH IN VND

 

 

1

On-site

 

 

 

 

- denominations of VND20,000 or above

0.03%

VND100,000

VND1,500,000

 

- denominations of VND10,000 or below

0.05%

VND100,000

VND3,000,000

2

Off-site

 

 

 

 

- denominations of VND20,000 or above

0.05%

VND500,000

VND3,000,000

 

- denominations of VND10,000 or below

0.1%

VND500,000

VND3,000,000

III. VERIFYING FOREIGN CURRENCY

USD0.2/ sheet

 

 

IV. OFF-SITE COLLECTION AND DELIVERY

As per agreement

 

 

1

Confirmation of the account balance for overseas study

VND50,000

2

Confirmation of foreign currency brought by residents who are Vietnamese citizens to other countries.

 

 

- For customers who are SAIGONBANK account holders

VND50,000

 

- For non- SAIGONBANK account customers

VND100,000

3

Syndicated finance

0.05%/ p.a/ loans outstanding granted by syndicated credit organization

4

Lending the original of collateral file

VND200,000 -> VND500,000

5

Confirming that the original of collateral file is currently retained by SAIGONBANK

VND200,000 -> VND500,000

6

Retrieving and/ or supplying copied documents per request

 

 

 - Document ≤ 1 year

VND10,000/ document

 

 - Document > 1 year

VND30,000/ document

7

Providing true certified copy of original documents

VND2,000/ sheet

8

Issuing the Account Confirmation per request

VND50,000 (for max 02 original copies, VND5,000/ copy shall be collected from the 3^rd copy)

9

Account statement as per request

 

 

Account statement

VND3,000/ sheet       Min VND10,000

 

Re-printing transaction statement of the current month

VND2,000/ sheet

10

Advising the balance by SMS

VND9,000/ month

11

Others

VND100,000

1

Issuance of L/C or bank guarantee

USD25

2

Amendment of L/C or bank guarantee

USD15

3

Payment of L/C or bank guarantee or collection made by local customer

USD20

4

Others

USD10