Mortgage Loan secured by Savings Certificates and Valuable Papers
1. Facility features
Timely meeting capital needs when savings certificates and valuable papers are not yet mature.
Competitive credit rate.
Simple and fast procedure helps customers save time in transactions.
Simple conditions and documents required.
2. Subject customers
Subject customers include Vietnamese individuals.
3. Purpose
Covering temporary insufficient funds for in the household living expenses or business purpose.
4. Tenor
We offer loan tenors in accordance with the plan and the repayment capability of customers.
5. Lending methods
Loan disbursement will be made in one installment.
6. Repayment schedule
Interest paid monthly or on loan maturity date.
Principal paid in installments or one-off on the date of loan maturity.
7. Loan conditions
Individuals must be legally eligible, entitled to civil capacity and responsibilities in compliance with the prevailing laws.
Customers must eligibly own savings certificates and valuable papers (issued by SAIGONBANK or by other credit institutions accepted by SAIGONBANK for mortgage loan).
8. Loan security
Loans will be mortgaged by savings certificates and valuable papers issued by SAIGONBANK or by other credit institutions accepted by SAIGONBANK for mortgage loan).
9. Credit rate
Preferential rates applied per SAIGONBANK’s incentive loan policy published in each period.
10. Credit limit
Determined on the basis of various factors including customers’ demand, the value of loan security items.
11. Lending currency
VND
12. Loan application file
Legal documents of the applicant (ID card, residential household registration booklet or KT3).
Application form.
Documents related to mortgaged items.
Contact:
For further information, please directly contact us at 848-39143183 or approach any transaction point of SAIGONBANK network nationwide.
