Loan for business capital contribution

1.  Facility features

Feeding the needs of capital contribution.
Competitive credit rate.
Simple and fast procedure helps customers save time in transactions.
Simple conditions and documents required.
Flexible measures of security.
Our professional and experienced staff will offer free advices and recommend clients to choose the most efficient loan proposals.

2.   Subject customers

Subject customers include Vietnamese individuals.

3.   Purpose

Providing capital support to clients for capital contribution to the enterprise eligibly carrying out the business plan/ investment. Given this support, the applicant will become an eligible shareholder of the subject enterprise.

4.   Tenor

Defined in accordance with the capital contribution proposal and repayment capacity of customers.

5.   Lending methods

We offer flexible loan installments upon the investing plan, or actual capital contribution schedule of customers.

6.   Repayment schedule

Interest paid monthly.
Principal paid per schedule in accordance with customers’ income and agreement between customers and SAIGONBANK (monthly/ quarterly/ yearly).

7.   Loan conditions

Individuals must be legally eligible, entitled to civil capacity and responsibilities in compliance with the prevailing laws.
Customers must show proof of residents such as permanent or temporarily long-term residential registration (KT3) in the same areas where SAIGONBANK offices (Head Office or branch or transaction office) are located.
Purpose of loan utilization must be legal.
Customers must show sufficient financial capability to fulfill their repayment commitments.
Customers must prove their tentative investment projects to be effective, feasible and compliant with the prevailing laws of Viet Nam.
Customers must fulfill the requirement of loan security per SAIGONBANK’s loan policy.

8.   Loan security

Security may be in forms of deposit, mortgage, pledge, guarantee and other security measures in compliance with the prevailing laws.

9.   Credit rate

Per SAIGONBANK’s loan policy published in each period.

10.  Credit limit

Determined on the basis of various factors including the contributed capital, the value of loan security items, customers’ demand, their own capital invested in the project / plan, and their repayment capability.

11.  Lending currency


12.  Loan application file

Legal documents of the applicant and the guarantor (if any) (ID card, residential household registration booklet or KT3).
Legal proof of customers’ financial and business situations.
Application form, loan proposal, capital contribution agreement, minutes of board of members/management meetings for approving changes of members/shareholders, proof of income, other documents related to subject loans etc
Documents related to security measures.


For further information, please directly contact us at 848-39143183 or approach any transaction point of SAIGONBANK network nationwide.