Loan for Investing and Trading Securities
1. Facility features
Timely meeting customer’s needs of capital for investing and trading securities.
Competitive credit rate.
Simple and fast procedure helps customers save time in transactions.
Simple conditions and documents required.
Our professional and experienced staff will offer free advices and recommend clients to choose the most efficient loan proposals.
2. Subject customers
Subject customers include Vietnamese individuals.
3. Purpose
Feeding the capital need for investing and trading company’s in securities Vietnam.
4. Tenor
We loan tenors in accordance with the demand and repayment capability of customers.
5. Lending methods
Loan disbursement will be made one-off/in one installment.
6. Repayment schedule
Interest paid monthly.
Principal paid per schedule in accordance with customers’ income and agreement between customers and SAIGONBANK (monthly/ quarterly/ yearly).
7. Loan conditions
Individuals must be legally eligible, entitled to civil capacity and responsibilities in compliance with the prevailing laws.
Customers must show proof of residents such as permanent or temporarily long-term residential registration (KT3) in the same areas where SAIGONBANK offices (Head Office or branch or transaction office) are located.
Purpose of loan utilization must be legal (purchased or invested shares must be eligible for market transactions).
Customers must show sufficient financial capability to fulfill their repayment commitments.
Customers must prove their loan proposal to be feasible and efficient in accordance with the provisions of law.
Customers must fulfill the requirement of loan security per SAIGONBANK’s provision.
8. Loan security
Loans must be secured by real estate items.
9. Credit rate
Per SAIGONBANK’s loan policy published in each period.
10. Credit limit
Determined on the basis of various factors including the value of security for trading/investment, the value of loan security items, customers’ demand, their own capital invested in the investment plan, and their repayment capability.
11. Lending currency
VND
12. Loan application file
Legal documents of the applicant and the guarantor (if any) (ID card, residential household registration booklet or KT3).
Application form, loan proposal, proof of income, proof of eligible loan utilization purpose, other relevant documents required.
Documents related to security measures.
Contact:
For further information, please directly contact us at 848-39143183 or approach any transaction point of SAIGONBANK network nationwide.
